4 TIPS TO ACHIEVE FINANCIAL FREEDOM

1) Save money.
      This is one of the best reason why rich people are definitely rich, because they master the habbit of saving money. And saving money will prepare our wallets for unexpected expenses.
      For example,  I have 100  peso bill,  the 50 is for my transpo and the 50 is for my allowance.  Since I am a Christian,  I give my tithe and my love offering every time I have money in my own pocket.  And the remaining bill is 30 peso. Divide it,  take the 15 for me and put the other into, my bottle bank. I always bring my bottle of water and bring biscuits that I bought in grocery store which I really save coins atleast. Though I am challenged to save money, atleast now,  I've been doing that often.

2) Do not borrow money if your income can't pay it.
      Borrowing money is risky thing to do,  because when your income is not enough to pay it even the installment, DON'T. Lending money can cause stress even when we delayed to pay, and worst is when we can't pay because our income is not enough to pay and will cause us to borrow to pay what we have borrowed,  and borrow again to pay what we borrow.  That happens when we lend with interest.
 That's why a phrase being made... " papautangin kita,  para magkainteres ka sa akin..... BOOM! !!" well that is just a pinoy pick up line... Just making you smile... Hahaha.. It means, " I will lend you my money, for you to have interest on me. " hahaha...

3) Postpone gratification.
        Canceling your pleasure,  is hard to do at first but when continually practiced it will become natural to you.  WAIT until that right time come for you to get your want to be on your hand. We need to sacrifice now for our future.
For example,
        You have your money and can afford to buy a new model of a laptop.  But since you have  your own laptop and it doesn't have any problem,  postpone  gratification.  There might be new model thath will be introduced again sooner and it might be much better model and higher technology than the previous.  And that is the time you can decide to go and buy it.

4) Invest your money for growth.
       The best way to save money is to invest it and make it grow. There are two kinds of investment. One for things that can't turn back what we invest. Another is the growing investment.  Which is putting up a business,  investing on legal Stock markets,  and franchising on companies with credibility.